In UAE it is impossible to drive a car without car insurance. Car insurance Dubai suggests that it is illegal to drive a car in the country without insurance. Irrespective of the fact whether you drive your car well, and follow the safety protocols it is mandatory. If you do not comply with the same then the authorities are likely to confiscate your vehicle. You may be subject to hefty fines. Just like purchasing health insurance when you purchase car insurance, there are a few pointers you need to keep in mind.
Figure out the options that you have and there is no need to rush
Numerous options are available in the market when it comes to insurance and a careful look will make you feel stunned. Due to the marketing strategies that these companies adopt you could feel the urge to purchase one at the earliest, but whereby you go on to ignore the exclusions and inclusions that are part of these policies. Add ones or no claims discounts are a few of them. So, you need to sit, back, relax, and observe all the protocols in mind before you go on to choose a car insurance policy.
Seeking the right type of advice is important
If you are purchasing the first car in UAE you will feel it a daunting task to purchase a car insurance policy. But with the right form of advice from a professional, the task becomes easy of choosing a car insurance policy. So, before you are choosing a car insurance policy it is better that you seek out the right form of advice from a professional.
The policy that you choose should comply with your needs
There are a couple of policies like third-party or comprehensive insurance policies. You need to decide which one suits your needs as comprehensive car insurance policy turns out to be expensive for costly cars and more so if you have gone on to take a loan when it comes to purchasing a car. The reasons why people opt for a third-party insurance is that it is cheaper and moreover it turns out to be a minimum requirement of sorts. So, the rule is clear cut as you need to choose an insurance policy that complies with your needs.
Competition turns out to be the key
There are numerous insurance providers in the market and each of them providers their own set of policies that is based on certain given conditions. So it is better that you undertake a proper comparison and choose an insurance policy that aligns with your requirements
Do your Maths properly
Before you go on to choose any insurance provider you need to have an idea on how the calculations are going to help you.
Before you go on to choose any insurance provider you need to have an idea on how the calculations are going to help you. The premium is calculated based on the age of the car, the drivers history and a few other parameters. Rates tends to be in the range of 3 % to 8 % but it would be dependent upon the other factors. Even you could resort to the use of an insurance calculator that a lot of websites provides that gives you an idea on the amount of premium that you want to pay
To conclude it is better to opt for insurance policy holders who provide option of No discounts on their policy. It is necessary that you have an idea about the various protocols that are part of the policy. .
