Car insurance – Today News Spot https://todaynewsspot.com Latest News On Spot Wed, 08 Sep 2021 11:37:55 +0000 en-US hourly 1 https://wordpress.org/?v=5.8.6 https://todaynewsspot.com/wp-content/uploads/2020/10/cropped-favicon-32x32.png Car insurance – Today News Spot https://todaynewsspot.com 32 32 Know How Car Models Affect Car Insurance Premium https://todaynewsspot.com/know-how-car-models-affect-car-insurance-premium/ Wed, 08 Sep 2021 11:37:55 +0000 https://todaynewsspot.com/?p=20589 If you buy a car, you should know that every car owner must cover their vehicle under an appropriate insurance policy. In India, you have two options to become a car owner. One is to buy a brand new car, and second, you can buy a second-hand car. In the case of a second-hand vehicle, […]

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If you buy a car, you should know that every car owner must cover their vehicle under an appropriate insurance policy. In India, you have two options to become a car owner. One is to buy a brand new car, and second, you can buy a second-hand car. In the case of a second-hand vehicle, buy third-party car insurance. This car insurance policy covers any third-party liabilities arising from property damage or injury to the third party. However, comprehensive insurance provides the user a much broader coverage that protects your car’s damages sustained by accidents, natural disasters or theft, man-made calamities, and many more. One should have the freedom to buy and opt for car insurance renewal as per their suitability. But whatever the case may be, one should ensure that the car insurance consists of third-party Insurance coverage.

How can the model of the car affect the insurance premium?

The value of the car has a direct impact on the premium of the insurance policy. If you buy a higher value or exclusive model, you need to pay a higher cost on the insurance premium. There are reasons behind this disparity. If, in any case, your car gets damaged, the cost of replacing or repairing the various parts of the vehicle would be higher than the cars that are priced much lower. Due to that, the motor insurance would have to pay more money for repairing your vehicle. It is what makes the insurer charge higher premiums for expensive cars and lowers for any affordable vehicles.

For instance, if you own a hatchback car, you need to pay less premium on car insurance renewal and higher in the case of an SUV. Not to mention, third-party insurance offers less coverage than any comprehensive car insurance policy. Therefore apart from the car model, the type of insurance also affects the amount of insurance premium you are paying for your vehicle.

The expensive cars are more likely to get the attention of thieves and criminals. If, in any case, your vehicle is stolen, then the insurance needs to pay a higher amount to replace the car as expensive cars are known to be a liability for every motor insurer.

The model of the car also impacts the different types of car insurance policies that you can choose. Although according to motor law, every vehicle must have a third party insurance cover. However, some insurers may ask the car owner to go for a comprehensive car insurance policy on car insurance renewal. Therefore the car insurance premium also depends on the model and make of the car.

Conclusion

Everyone in India wants to buy an expensive high-end car. But these costly high-end cars suffer from higher car insurance. Not only that, if you’re going to go for a car insurance renewal, you need to pay an extra premium since the value of your car is excessive. Therefore before buying a car, one must undoubtedly compare various insurance plans to find the optimum insurance for your vehicle. Make sure that the insurance that you have chosen is affordable and comes with sufficient IDV.

 

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The top 6 best traveling websites in Ireland for planning an all-inclusive trip https://todaynewsspot.com/the-top-6-best-traveling-websites-in-ireland-for-planning-an-all-inclusive-trip/ Thu, 10 Oct 2019 12:23:11 +0000 https://todaynewsspot.com/?p=2110 Ireland, a small island in the midst of Europe is truly a global destination having a footfall of approximately 9 million tourists arriving on this island annually to explore and indulge into the beautification of this island, inculcate its lively culture, and of course enjoying the homemade pints with friends and family.  Ireland has so […]

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Ireland, a small island in the midst of Europe is truly a global destination having a footfall of approximately 9 million tourists arriving on this island annually to explore and indulge into the beautification of this island, inculcate its lively culture, and of course enjoying the homemade pints with friends and family. 

Ireland has so much to offer like walking along the seashores while exploring the beautiful city of Dublin or experiencing the historical culture that still persists in some parts of this country. There is a lot to explore and experience. People of Ireland loves to explore the inner beauty of their own country and the neighboring countries. It seems like jaunting and exploring different cultures is in the blood of Irish people. Therefore, every now and then, there are people busy surfing some exciting tour packages online that can serve their thirst for wanderlust along with providing all the basic requirements and necessities. 

When we say ‘basic requirements and necessities’, we certainly don’t mean only the food and shelter. When someone is planning a tour, one of the most important aspects is TRANSPORT. Yes, transporting from one place to another, finding a reasonable convenience and finding a comfortable shelter are the main prospects while hunting for THE BEST tour packages. 

And, another important aspect that adds when someone plans to cover their enthralling journey through road is CAR INSURANCE. People of Ireland should be well-aware of the fact that having insurance in Ireland is a legitimate thing. Anyone caught with an unethical car insurance Ireland can divert from their journey to a beautiful spot to a police station. 

Therefore, keeping all the perspectives in mind along with the necessity of having a valid car insurance Ireland, we have handpicked the top SIX best travel sites who offer all-inclusive tour packages in Ireland. These sites not only cover all the picturesque spots of the desired location but provides a good transportation, affordable flight tickets along with pocket-friendly and equally comfortable hotel stay. 

It’s a task to gather rates from different sites or agents while planning a tour. Half of the time and energy gets drained in these tasks. Therefore, to keep the zeal alive amongst the wanderlust souls, these traveling sites has taken all the mind and time-consuming tasks under them, letting the jaunters enjoy every bit of their journey. 

So, here are the top best SIX travel sites in Ireland for planning an all-inclusive trip :

Travelocity

Travelocity is similar in many aspects with sites like Expedia and Priceline. But, what makes this site making a spot on this list are the stem-winding travel packages it has to offer. Travelocity does not just cater to providing good and affordable flights but combines the whole package including affordable hotels, rental cars and more. Like many of the best travel sites, even Travelocity has its own android and apple compatible application. It has many primary services, one amongst those is monitoring deals on most desired locations. 

Airfairwatchdog

Just the name of this site indicates that it is specially designed for those spontaneous travelers. Travelers who love to hop planes on a whim, Airfairwatchdog is one such website that monitors the airline sites for sales and lucrative discounts. The team of Airfairwatchdog is filled with flesh-and-blood people who take equal pain as the traveler to find the best deals for them. It’s not only the airfares, as per the demands of the travelers they also custom-design all-inclusive tour packages for their dear travelers. 

TravelZoo

A site that has made its special space in the hearts of 27 million members. TravelZoo has partnered with around 2000 companies to become one of the popular websites for those travelers whose main agenda is great savings. It not only gives the best deals on international flights but clubs it with affordable accommodation, rental cars and many more. 

Kayak

Kayak is a perfectly suited website for travelers with open-ended travel plans, giving them an opportunity to find recommendations in their budget. Kayak’s ‘explore’ tool shows a world map marked with destinations with the cheapest rates for flights, accommodation, car rental and many more. 

Priceline

Another website considered the best for finding customized quotations on the tour packages is Priceline. The team within Priceline let no stones unturned to provide the most competitive quotations of all-inclusive tour packages to the travelers.

Hipmunk

Hipmunk is considered the best site for comparing prices for airfares, accommodations, car rentals and many more. Hipmunk’s team is trained in a manner that it’ll always offer the best competitive prices for all these and club it in all-inclusive tour packages for travelers. 

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